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Lenders on panel
Ten government banks and fourteen private banks and NBFCs, so a file rarely runs out of options.
Who we are
We sit between the borrower and the bank — and make that gap disappear
AFSL Global Private Limited is a loan distribution company. Our work is unglamorous and specific: get the right file to the right desk, keep everyone informed, and pay our partners on time.
The problem we work on
Credit in India is not scarce. Access to it is.
A borrower in a tier-two town does not lack lenders. There are twenty-four institutions that would happily fund their car, their home or their working capital. What they lack is someone who knows which of those twenty-four says yes to their particular profile — and who will carry the file there.
That someone is usually a local partner with a strong network and no infrastructure. They know the borrower personally. They do not know which bank has an appetite for a self-employed applicant with two years of ITR this quarter.
AFSL Global exists to give that partner the infrastructure. The panel, the product knowledge, the tracking, and the payout discipline — so their relationship with the borrower is the only thing they have to manage.
Built wide on purpose
A narrow panel means turning borrowers away. We would rather carry the operational weight of a wide one.
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Product lines
Six lending products plus insurance, which itself covers health, motor and EMI protection.
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Roles in the system
Partner, employee and administrator — each with a defined boundary and no overlap.
Four things we do not compromise on
Nothing hidden
Your payout grid is visible before you file, not after. Your ledger shows every credit and every debit with its reference. If a case is stuck, the timeline says where.
Documents stay documents
PAN, Aadhaar, bank statements and salary slips are handled as regulated data, accessed only by the people who need them to move a file forward.
One approval authority
Partner KYC is approved by an administrator and nobody else. No shortcut, no delegated exception, no side door.
Payouts on a cycle
Commission is credited against disbursal and released on schedule to the account verified at KYC. Not when someone remembers.
Three roles, clean boundaries
Everyone who logs in sees exactly what their job requires and nothing beyond it.
Partner
Files cases under their own code, tracks them to disbursal, and draws commission from their khata. Sees their own business, nobody else's.
Employee
Files cases on behalf of any partner and supports the ones assigned to them. Can see KYC status; cannot approve it.
Administrator
Approves KYC, issues partner codes, sets payout schemes and controls every master list in the system.
Join the panel
Bring the borrower. We will bring the bank.
No joining fee. No subscription. Your code is issued the day your KYC is approved.